Motorcycle Insurance. Safety First.
Stay safe on the road and drive care free knowing that you and your passengers are protected. Motorcycle Insurance provides different coverage options to help meet all your needs.
Liability/Guest Liability
Motorcycle Liability helps cover damages if you hit another vehicle, resulting in property damage or injury to a person. Guest liability covers bodily injury to guest on the back of your bike.
Collision Coverage
Collision provides coverage to repair or replace your motorcycle if
you are in an at-fault accident. Collision coverage may also help pay for damages if another car hits you. As the insured, you would be responsible for paying the deductible selected on the policy.
Comprehensive Coverage
Comprehensive covers your motorcycle in a loss caused by something other than a collision. This includes theft, fire, falling objects, hail, flood, vandalism, breakage of glass, or contact with an animal. If you lease or finance your motorcycle, you may be required to obtain both collision and comprehensive coverage.
Uninsured/Underinsured Motorist (UM/UIM)
UM/UIM covers damages to you, your bike, and your passengers, in an accident caused by an uninsured or hit-and-run driver. This portion also covers if the other driver does not have enough coverage to cover your damages, due to his liability limits being too low.
Towing/Roadside Assistance
This optional coverage provides towing and roadside assistance.
Medical Payments/Personal Injury Protection (PIP)
This coverage helps pay for short-term medical costs for you and your passengers in the event of an accident involving your motorcycle, regardless of who is at fault.
Custom Equipment
This coverage is optional and provides coverage to parts or equipment not originally installed by the manufacturer.