Boats & Watercraft Insurance
A Boat/Watercraft Insurance policy offers coverage for the following:
Provides coverage for injuries to another person or damage to someone else's property in an accident you are found liable for.
Collision covers your boat if you collide with another boat or object, such as a pier, dock or debris.
Comprehensive provides coverage for incidents other than collision, such as theft, fire, vandalism, and storms.
Provides coverage for injuries to the boat owner and other passengers
Provides coverage to you and your passengers in an accident where the other boat owner is liable and does not have enough coverage to repair your damages, or does not have insurance at all.
In water towing coverage
This provides a tow or service to your boat if it breaks down.
Consider a Personal Umbrella Policy (PUP), which provides additional liability protection above and beyond your Boat Liability limits, for the unexpected.